The following are terms and conditions for participating in The Pay Me Plan Affiliate Program. "Agreement" refers to the Affiliate Agreement in its entirety, "Affiliate" refers to you, and "DEMOS" refers to DEMOS Financial, LLC, a California Limited Liability Company that owns The Pay Me Plan.  Please note that you must be at least eighteen (18) years of age to participate in The Pay Me Plan Affiliate Program.

Violations of any of the provisions of this agreement may result in the suspension or termination of your Affiliate account including forfeiture of future commissions. DEMOS also reserves the right to take legal action against any Affiliate found violating the provisions in this agreement. DEMOS reserves the right to amend this agreement as needed from time to time, and Affiliate agrees that any such amendment will apply to Affiliate. The continuation of Affiliate status or Affiliate's acceptance of income shall constitute Affiliate's acceptance of any and all amendments.

INDEPENDENT CONTRACTORS
The relationship between DEMOS and Affiliate established by this Agreement is that of independent contractors. DEMOS and Affiliate shall each conduct its respective business at its own initiative, responsibility and expense, and shall have no authority to incur any obligations on behalf of the other, except as otherwise provided herein. Term "Affiliate" shall not be interpreted as a legal partner or affiliate, simply as an independent contractor for DEMOS under this Agreement. All Affiliates are NOT employees of DEMOS Financial or The Pay Me Plan and are responsible for their own local, state, or country taxes.

CHANGES TO THE PROGRAM OR SERVICE
DEMOS reserves the right to change, modify, add or remove portions of this Agreement at any time and may add to, change, suspend or discontinue any aspect of this Program or its services at any time. In the event of any material change, DEMOS will notify affiliates through a website posting.  If any change or modification is unacceptable to you, your only option is to end this Agreement and discontinue your participation in The Pay Me Plan Affiliate Program. Your continued participation in The Pay Me Plan Affiliate Program following the posting of the change or modification will indicate your acceptance of the change.

NO INCOME CLAIMS ARE MADE
DEMOS makes no representations or warranties whatsoever, regarding potential income that may result from participating in The Pay Me Plan Affiliate Program.

COMMISSIONS
Commission payments are issued by ClickBank, the vendor DEMOS has selected to manage The Pay Me Plan Affiliate Program and to issue commission payments to affiliates. Payment frequency and minimum payment thresholds are governed by ClickBank. Please review the ClickBank Accounting Policy for details on payment frequency, minimum payment thresholds, and other important information.

The payment amounts are governed by DEMOS and are currently set at 40% of the purchase price of The Pay Me Plan home study course. DEMOS reserves the right to change or modify this payment plan at any time. All commissions are adjusted for returns, cancellations, and payment processing fees (governed by ClickBank). Orders refunded at the request of the purchaser, or orders charged-back due to payment fraud do not qualify for commissions.

TAXES
Affiliate shall be responsible for any and all tax liability arising out of your accrual or receipt of commissions and Affiliate hereby agrees to indemnify and hold DEMOS harmless from any and all claims, damages, and expenses (including, without limitation, attorneys' fees) arising from such tax liability.

USE OF AFFILIATE LINKS
Affiliate is solely responsible for ensuring that their affiliate link is set up properly to qualify for commissions. Affiliate may not use their own affiliate link to order products or services from DEMOS. Doing so will result in immediate reversal of any commissions and the Affiliate's removal from the program.

UNSOLICITED COMMERCIAL EMAIL
Affiliate agrees to comply with all U.S. State and Federal spam laws, including but not limited to the Federal CAN-SPAM Act.  DEMOS does not tolerate the sending of unsolicited bulk emails (UCE or SPAM) which promote, or make reference to DEMOS Financial, LLC, or any of its associated companies, websites, agents, managers, employees, products, or services. Any Affiliate who, in the opinion of DEMOS, breaches this rule will have their affiliate status cancelled and any outstanding commissions will be forfeited.

PROHIBITED SITES
Sites that promote sexually explicit material or violence may not participate in The Pay Me Plan Affiliate Program. Sites that promote discrimination based on race, gender, sexual orientation, religion, national origin, and physical disability, or promote illegal activities may not participate in The Pay Me Plan Affiliate Program.

ASSIGNMENT
You may not assign this Agreement, by operation of law or otherwise, without the prior written consent of DEMOS. Subject to that restriction, this Agreement will be binding and be enforceable against the parties to this Agreement and their respective successors and assigns.

LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES WILL DEMOS BE LIABLE WHETHER IN TORT, CONTRACT OR OTHERWISE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR ANY LOSS OF REVENUE, PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR DATA, LOSS OF GOODWILL, WORK STOPPAGE, HARDWARE OR SOFTWARE FAILURE, OR OTHER LOSS) ARISING FROM OR RELATING TO ANY PROVISION OF THIS AGREEMENT OR THE PROGRAM. WITHOUT LIMITING THE FOREGOING, DEMOS FINANCIAL'S AGGREGATE LIABILITY ARISING WITH RESPECT TO THIS AGREEMENT AND PROGRAM WILL NOT EXCEED THE TOTAL COMMISSIONS PAID OR PAYABLE TO AFFILIATE UNDER THIS AGREEMENT.

MISCELLANEOUS
Any Affiliate who violates this Agreement will immediately forfeit any right to any and all accrued commissions and will be removed from The Pay Me Plan Affiliate Program. DEMOS reserves the right to remove an Affiliate from The Pay Me Plan Affiliate Program, and to terminate or suspend this Agreement, at any time for any reason, in DEMOS Financial's sole discretion. Without limitation, Affiliate's participation in the Program, and this Agreement, shall be deemed automatically terminated immediately and all commissions forfeited upon Affiliate's violation of any of the terms of this Agreement or of any applicable law or regulation having the force of law.

By participating in The Pay Me Plan Affiliate Program, you are confirming that you have read, agree with, and will adhere to the aforementioned terms and conditions.

Last Update:  September 12, 2012